United Teachers of Dade (UTD)
Sharpen your favorite pencil and get ready to understand the difference a great plan can make!
New 2008 Dental Plan Offering for Union Employees include...
Dental & Vision Options
As a UTD member, you are able to select one of the following dental options which not only increases your benefits, but are lower in monthly premiums than what you may be offered through the school board. Effective January 1, 2008, the exciting three (3) dental options and enhanced vision plan are:
1. S200 Dental Plan - a rich prepaid plan with low out-of-pocket costs
2. S500 Dental Plan - an enhanced prepaid plan with lower premiums
3. Stellar Advantage Dental PPO Plan - an unparalleled PPO plan with both in- and out-of-network benefits
4. Clear 10 Vision Plan - a fully insured vision plan for you and your family
Which plan should you select?
| S200 or S500 | Stellar Advantage | Clear 10 | |||
| • | Individuals and families with generally healthy teeth who need a well-rounded in-network only plan | • | Individuals and families that want the freedom to see any dentist of their choice | • | Individuals and families who want a low cost to vision care |
| • | Employees and families who want to have a clear and set understanding of their out-of-pocket costs before they visit their in-network dentist | • | Individuals and families who need the insurance company to share as much of the out-of-pocket expenses as possible | • | Individuals and families who want no restrictions on lens options |
| • | Families who wish no fuss with claim forms, deductibles, or maximums |
For additional information about each of the plans given above, select the plan name.
| Per Paycheck Deduction (Dental) | |||||||||
| Tier | S200 | S500 | Stellar Advantage | ||||||
| 20 Wks | 24 Wks | 26 Wks | 20 Wks | 24 Wks | 26 Wks | 20 Wks | 24 Wks | 26 Wks | |
| Employee | $7.17 | $5.98 | $5.52 | $5.61 | $4.68 | $4.32 | $20.74 | $17.29 | $15.96 |
| Employee + 1 | $13.02 | $10.85 | $10.02 | $9.75 | $8.13 | $7.50 | $41.57 | $34.64 | $31.98 |
| Employee + Family | $18.72 | $15.60 | $14.40 | $13.50 | $12.25 | $10.38 | $62.83 | $52.36 | $48.33 |
| Per Paycheck Deduction (Vision) | ||||
| Tier | Clear 10 Vision | |||
| Monthly | 20 Wks | 24 Wks | 26 Wks | |
| Employee | $3.10 | $1.86 | $1.55 | $1.43 |
| Employee + 1 | $5.60 | $3.36 | $2.80 | $2.58 |
| Employee + Family | $9.65 | $5.79 | $4.83 | $4.45 |
How do I Enroll?
