Solstice — Plan Comparisions

MORE INFORMATION ON YOUR NEW DENTAL & VISION

ADDITIONAL INFORMATION ABOUT YOUR MILLION DOLLOR SMILE!

DENTAL BENEFIT DESCRIPTION	Stellar Advantage PPO	MET LIFE
Annual Maximum Benefits (Additional Calendar Benefits-up to $3,500)	$2,000	$1,500
Calendar Benefits - up to $3,500	Yes*	No
Rollover Benefit	Yes	No
Prenatal	Yes	No
Annual Deductible-Employee/Family	$50/$150**	$50/$150
Preventive	100%	100%
Basic Services- space Maintainers-unlateral (up to age19) / Sealants (up to age 19)*	80%	80%
Basic Services - Amalgams (2surface) / Periodontics maintenance	80%	80%
Orthodontia	50%	50% of PDP fees up to $1,500/person
Major Services (Oral Surgery, Endodontics, Periodontics, Prosthodontics)	50%	50%

*SEE PLAN FOR DETAILS

**WAIVED FOR PREVENTIVE

DENTAL BENEFIT DESCRIPTION	S200/ S500	COMP BENEFITS
Number of covered procedures	293	129
Has Roster	No	Yes
Has Capitation	No	Yes
Dentist paid on Preventive	Yes	No
Sealants-Charged to Member	No	Yes
Cosmetic Procedures	Discounted	No
Teeth Whitening	Discounted	No
ADA Code not on Schedule	25% Discount off Doctors	Doctor can charge Full Fee
Crown Fees	Fee Limited for base (2751), noble (2752) and high noble (2750)	Unlimited for noble (2752) and high noble (2750)
6 or more crown/bridge in same treatment plan	Can add $30/per crown	Can add $125/ per crown

PREMIUM	STELLAR ADVANTAGE PPO	MET LIFE
20 Bi-weekly premiums*
Employee	$20.74	$22.16
Employee & Family	$62.83	$66.24
24 Bi-weekly premium
Employee	$17.29	$18.47
Employee & Family	$52.36	$55.20
26 Bi-weekly premium
Employee	$15.96	$17.05
Employee & Family	$48.33	$50.95

DENTAL BENEFIT DESCRIPTION	S200	S500	COMP BENEFITS
20 Bi-weekly premiums*
Employee	$7.17	$5.61	$7.67
Employee & Family	$18.72	$13.50	$19.33
24 Bi-weekly premium
Employee	$5.98	$4.68	$6.39
Employee & Family	$15.60	$11.25	$16.11
26 Bi-weekly premium
Employee	$5.52	$4.32	$5.90
Employee & Family	$14.40	$10.38	$14.87

*ONLY AFFECTS 20 BI-WEEKLY MEMBERS: THESE ARE THE STANDARD RATES FOR 2008 AND 2009. DUE TO THE SHORTENED 8 BI-WEEKLY PAYMENT CYCLE THE PREMIUMS WILL BE SLIGHTLY HIGHER FOR 2008 BECAUSE YOUR BENEFITS WILL START JULY 1, 2008.