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What Are the Different Types of Plans offered by Solstice?

You’ll find that dental plans are set up similarly to medical plans. Most have a network of contracted providers, also known as in-network providers. Your choice of providers and your out-of-pocket costs will depend on the plan type you have selected.

Dental Health Maintenance Organization (DHMO): Members pre-pay for dental benefits through their premiums and co-payments, and receive care through the Solstice network of dentists. Dental HMOs typically provide coverage for your basic care, reduce out-of-pocket costs and limit paperwork. (Offered to our individual and group clients)

Our DHMO plans are unique in that we are non-capitated without rosters. In layman’s terms, this means that our members have the freedom to select any Solstice provider without having to be assigned to their office roster. This reduces your waiting time to be seen by a dentist, and allows for a higher standard of care and customer experience.

Discount Dental Plan (DMPO) - A Discount dental plan is an affordable alternative to traditional dental insurance. Members have access to a large network of participating dentists that have agreed to offer their dental services at discounted fees. Discount dental plans offer:

  • No annual limits –plan members enjoy discounts on most dental care services all year long
  • No claims – plan members simply present their membership card at a participating dentist office for discounts on most dental services

 

Even if you already have dental insurance, the discounts offered by our discount dental plans may be used along with your dental insurance for even more savings on your dental care.

Preferred Provider Organization (PPO): Network dentists agree to a negotiated fee schedule as payment for their services, and members are offered added discounts and incentives to use dentists who participate within the network. You may choose to receive services from any dentist but you will experience the highest level of savings by selecting an in-network dentist. (Offered to group clients)

Fee-for-Service: Members receive care from the dentist of their choice, and your co-payment at the dentist office are based on a fee for each service rendered.

Our Fee-for-Service plans are unique in that we do not have rosters. In layman’s terms, this means that our members have the freedom to select any Solstice provider without having to be assigned to their office roster. This reduces your waiting time to be seen by a dentist, and allows for a higher standard of care and customer experience.

(Fee-for-Service plans are currently available to our group clients in the Northeast and Florida)

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